Why Would I Need to Get Life Insurance for My Child?
Life insurance is a topic usually associated with adults since it provides peace of mind for those who have someone depending on them financially. But there is life insurance coverage for minors as well, known as child life insurance or juvenile life insurance. It can...
Featured
Why Would I Need to Get Life Insurance for My Child?
It can sound unnecessary or even a little morbid, but child life insurance offers an array of benefits, including financial planning and future insurability for your child.
Recent Posts
What is Life Insurance?
Gen Z adults are between the ages of 18 and 24 today… they’re young and healthy overall. So if you’re part of this generation, you may be thinking, why would I need life insurance?
But life happens. Life insurance can still be beneficial in ...
Many retirees have reached the point of financial security and might not consider life insurance important. Others might feel they don’t qualify or can’t afford the premiums. There’s also a misconception that life insurance is only for people with young families, ...
Earlier this year, we partnered with Argentine artist Eugenia Mello to create illustrations that reflect the theme, Life insurance—an easy decision. As she so beautifully puts it, life insurance is “a multiplier of energy, where what you put in has the possibility ...
As Hispanic Heritage Month unfolds, we feel it’s important to ensure that the Hispanic community understands and takes full advantage of the financial tools that can help safeguard their families’ financial well-being.
A key piece in that financial toolkit is life ...
Insurance professional and Mexican American Monica Rangel works hard to educate the Hispanic community about life insurance.
The founder and CEO of Efficient Financial and Insurance Solutions in Brea, Calif., regularly helps members of her local community get life ...
Our 19th annual Life Insurance Awareness Month (LIAM) is here! Actress, producer, proud Puerto Rican, wife and mother Roselyn Sánchez joins us this September as LIAM Spokesperson to help educate others on the importance of getting life insurance.
As a mom of two, ...
More Posts
May is Asian/Pacific American Heritage Month, a time when we celebrate AAPI voices and stories and highlight how they are woven into our national fabric and the success of our country. At Life Happens, we want to pay tribute to Steven and Ngoc Anh Tang, who knew ...
Scott Rider is one of the most optimistic and energetic people you could meet. He’s an avid biker, engaged in his community, and loves nothing more than to spend time with his family.
He also needs help tying his shoes.
At 47, this Olympic-caliber runner, athlete, ...
Underwriting, premiums, contestability period—terms like these can make insurance words seem like a foreign language.
Fortunately, a good insurance professional can help you make sense of it all. So can the definitions below. We explained them in recognition of ...
Americans can no longer make excuses for why they haven’t purchased life insurance. According to the 2021 Insurance Barometer Study, those who are uninsured appear to want more convenience in the life insurance process, citing that they haven’t been approached about it (46%), it isn’t offered through their employer (42%), and they haven’t gotten around to it (62%) as reasons they don’t have coverage.
Women’s History Month is a time to reflect on women’s many contributions to American life. It’s also a time to gauge how far women have come in achieving true equality.
Many people are aware of the gender pay gap of women earning on average only 82 cents to every ...
Financial planner Delvin Joyce has worked hard to dispel myths that the Black community holds about life insurance.
The founder and president of Prosperity Wealth Group in Charlotte, N.C., regularly helps members of his local community get coverage. Here are the ...
Join Life Happens for a Twitter Chat during Insure Your Love month this February. We’ll discuss new data that shows Americans are shifting their priorities and focusing on financial security in response to COVID-19.
The pandemic has helped many of us appreciate ...
Many people wonder if single people need life insurance.
It’s easy to believe the answer is “no.” After all, the main purpose of life insurance is to provide cash to your family if you were to pass away. So it seems logical to think you don’t need life insurance ...
About half of all Americans make New Year’s resolutions. Along with exercising more and eating better, many people aim to get a better handle on their finances.
If you’re in that camp, we’re here to help. Here are some surefire steps to create a more financially ...
Many people falsely believe that life insurance for diabetics doesn’t exist. In reality, there are quite a few life insurance options for the 34.2 million Americans who have diabetes.
While diabetes remains a health challenge for many, it is still very possible to ...
You probably know about hybrid cars. But do you know about about hybrid life insurance?
This coverage combines long-term care and life insurance into one policy. Like hybrid cars, these hybrid policies are increasingly popular. That's because they have some ...
Life insurance from your employer is a valued benefit for millions of American workers.
Employer life insurance is a form of group life insurance that’s offered to you and your coworkers. It’s typically a set dollar amount at smaller companies and a multiple of ...