@solcotti
Life insurance … for when life happens.
As a nonprofit, we’re here to give unbiased information that can help more people get protected with life insurance. We don’t sell anything, and we don’t endorse any particular insurance products.
Our mission is to educate you toget the coverage you need.
@solcotti
How much life insurance do you need?
Answer a few simple questions to estimate the amount of life insurance coverage you need to take care of your family. This is an estimate only. For a complete assessment, contact a financial professional.
Find a Financial Professional
Determining how much and what kind of insurance to buy is one of the most important financial decisions you’ll make. Many people choose to work with a financial professional who will conduct a comprehensive financial needs analysis, and walk you through the multitude of questions you need to consider to determine how much and what kind of insurance is right for you.
Get started with our locator to find a financial professional in your area.
Real Life Story
“Tom’s motto was: Be prepared. You don’t know what life will hand you.”
As of 2024, Life Happens became part of the National Association of Insurance and Financial Advisors, which was a key founding member in 1994. The newly expanded organization, which also includes the Society of Financial Service Professionals, leverages each organization’s strengths to create a greater impact for the industry, financial service professionals and consumers. Learn more here.
Our partners support our mission.
2025 Top Supporters
According to our new survey …
People say adulthood—when life, money and the future start to feel real—begins at age 27.
Our Scholarship
“Life insurance can’t bring a parent back, but it can make the road afterwards easier for those left behind.”
- Miranda Rivera, whose father died at 44 years old without life insurance
The Life Lessons Scholarship Program grew out of our desire to support students who are struggling financially when there wasn’t a life insurance safety net in place after the death of their parent.
Donate if you’re able: 100% of the proceeds goes directly to the students.
Our Scholarship
“Life insurance can’t bring a parent back, but it can make the road afterwards easier for those left behind.”
- Miranda Rivera, whose father died at 44 years old without life insurance
The Life Lessons Scholarship Program grew out of our desire to support students who are struggling financially when there wasn’t a life insurance safety net in place after the death of their parent.
Donate if you’re able: 100% of the proceeds goes directly to the students.
From the blog
About Life Happens
Life Happens’ mission as a nonprofit is to give you unbiased information to help you make smart insurance choices to protect your loved ones.
Annual Report
Learn more about our impact in our latest annual report.
Research
People say adulthood—when life, money and the future start to feel real—begins at age 27.
See more from our new survey, “Adulthood Across Generations.”