Who Can I Name as a Beneficiary on My Life Insurance Policy?

Every life insurance policy requires you to name a beneficiary. A life insurance beneficiary is typically the person or people who gets the payout on your life insurance policy after you die; it may also be a trust, charity or your estate You can name more than one beneficiary as well as the percentage of the payout you want to go to each one—for instance, you could designate 50% to a spouse and 50% to an adult child.

Taking Americans’ Financial Pulse with the 2019 Insurance Barometer Study

Each year, Life Happens and LIMRA join forces to take consumers’ “financial pulse.” The 2019 Insurance Barometer Study continues to track Americans’ financial concerns as well as what types of insurance coverage they have or feel they need. We also explore some “hot topics” like gaining life insurance coverage through the easier, quicker simplified underwriting process, and how social media is changing the way people find financial professionals to work with.

9 Reasons Not to Buy Life Insurance (And Why You Should Rethink Them)

From getting married to having a baby to starting a business, there are lots of reasons why you’d want to consider buying life insurance. But maybe something is holding you back from getting the coverage you know (or suspect) you need.

Here are nine of the biggest reasons you’ll hear for not buying life insurance—and why you shouldn’t let them hold you back from considering coverage.

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