Preparing for the Unpredictable: A Checklist for Evaluating Long-Term Care Insurance Options
Life often has a way of taking unexpected turns, especially when we get older. While there’s no way to know for sure if you’ll need long-term care in the future, it’s quite likely considering that people are living longer than ever—in fact, 69% of people will use...
Preparing for the Unpredictable: A Checklist for Evaluating Long-Term Care Insurance Options
With many options available for long-term care insurance, making the right choice can feel overwhelming. Use this checklist to help you evaluate and take that next step toward getting coverage.

Let’s face it: most people don’t get excited about the idea of buying life insurance. But for many, the pandemic has given them pause. A recent survey shows that 45% of younger Americans (ages 22-40) are more likely to buy life insurance today than they were ...

Our 18th annual Life Insurance Awareness Month (LIAM) is here! Award-winning singer, songwriter, producer and humanitarian Kelly Rowland joins us this September as LIAM Spokesperson to help educate others on the importance of including life insurance in their ...

Most people would say their family’s financial security is high on their list of priorities. And yet it’s hard to get excited about budgeting for life insurance.
A big part of that hurdle is cost — or, rather, perceived cost. The 2021 Insurance Barometer Study by ...

With 102 million adults living with an uninsured or underinsured need gap, there is a chance you need more life insurance coverage. Now is your opportunity to learn from financial experts and companies about the facts and benefits of life insurance during Life ...

Life insurance is there to pay for funeral and burial costs, right?
Yes! That’s correct. And many Americans understand that. In fact, it’s the No. 1 reason people state for having life insurance, according to the 2021 Insurance Barometer Study by Life Happens and ...

Many people know how term life insurance works. But they often don’t know how permanent insurance works.
To refresh, term life insurance provides protection for a specific period of time. This is known as the "term."
If you pass away during the term, your loved ...

If you’re LGBTQ, you may be fully exploring what it means to be able to build your life around who you love. Strong legal protections in the last 15 years have ushered in more than just external changes. According to MassMutual financial advisor Mindi Wernick with ...

You may know Kelly Rowland as an award-winning singer, songwriter, producer and humanitarian. But she’s also a mom to two young boys, and this September, she’ll join us as the spokesperson for Life Insurance Awareness Month (LIAM), coordinated by Life Happens, to ...

May is Asian/Pacific American Heritage Month, a time when we celebrate AAPI voices and stories and highlight how they are woven into our national fabric and the success of our country. At Life Happens, we want to pay tribute to Steven and Ngoc Anh Tang, who knew ...

Scott Rider is one of the most optimistic and energetic people you could meet. He’s an avid biker, engaged in his community, and loves nothing more than to spend time with his family.
He also needs help tying his shoes.
At 47, this Olympic-caliber runner, athlete, ...

Underwriting, premiums, contestability period—terms like these can make insurance words seem like a foreign language.
Fortunately, a good insurance professional can help you make sense of it all. So can the definitions below. We explained them in recognition of ...

Americans can no longer make excuses for why they haven’t purchased life insurance. According to the 2021 Insurance Barometer Study, those who are uninsured appear to want more convenience in the life insurance process, citing that they haven’t been approached about it (46%), it isn’t offered through their employer (42%), and they haven’t gotten around to it (62%) as reasons they don’t have coverage.
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