Life insurance is for everyone.

As a nonprofit, we’re here to give unbiased information that can help more people get protected with life insurance.

We don’t sell anything, and we don’t endorse any particular insurance products.

Our mission is to educate you toget the coverage you need.

Life Insurance 

Disability Insurance 

Long-Term Care Insurance 

Annuities 

How much life insurance do you need?

Answer a few simple questions to estimate the amount of life insurance coverage you need to take care of your family. This is an estimate only. For a complete assessment, contact a qualified insurance professional.

Take the life insurance pledge

If someone depends on you financially, life insurance is essential. Join the count of people who pledge to prioritize their loved ones’ financial futures this year!

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Our partners support our mission.

2024 Top Supporters

StateFarm
MassMutual
Pacific Life
Colonial Life
COUNTRY Financial
Corebridge Financial
Erie Insurance
Protective Life
Corebridge Financial
Southern Farm Bureau
Farm Bureau Insurance of Tennessee
StateFarm
MassMutual
Pacific Life
Colonial Life
COUNTRY Financial
Corebridge Financial
Erie Insurance
Protective Life
Corebridge Financial
Southern Farm Bureau
Farm Bureau Insurance of Tennessee
Headshot of Mike Sizemore, disability insurance Real Life Story

Real Life Story

“Tom’s motto was: Be prepared. You don’t know what life will hand you.”

Jeanie and Tom had an idyllic life: a strong marriage and two children. But when Tom was tragically killed in a snowmobiling accident at just 45, the world collapsed for Jeanie and the kids. Grief overwhelmed them, but thanks to Tom’s life insurance, financial tragedy did not. It paid for the funeral and the family’s bills and expenses. And it set them up for the future so they could continue living in their home, and plan for college and retirement. Life insurance did everything Tom had planned for it to do.
Have your own story to share? Submit it here.

Our Scholarship

“Life insurance can’t bring a parent back, but it can make the road afterwards easier for those left behind.”

  • Miranda Rivera, whose father died at 44 years old without life insurance

The Life Lessons Scholarship Program grew out of our desire to support students who are struggling financially when there wasn’t a life insurance safety net in place after the death of their parent.

Donate if you’re able: 100% of the proceeds goes directly to the students.

Our Scholarship

“Life insurance can’t bring a parent back, but it can make the road afterwards easier for those left behind.”

  • Miranda Rivera, whose father died at 44 years old without life insurance

The Life Lessons Scholarship Program grew out of our desire to support students who are struggling financially when there wasn’t a life insurance safety net in place after the death of their parent.

Donate if you’re able: 100% of the proceeds goes directly to the students.

From the blog

About Life Happens

Life Happens’ mission as a nonprofit is to give you unbiased information to help you make smart insurance choices to protect your loved ones.

Annual Report

Learn more about our impact in our latest annual report.

Research

Three-quarters (75%) say they felt overwhelmed with becoming a single parent.

See more from our new survey, “Single Parents and the Financial Future.”

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