With many options available for long-term care insurance, making the right choice can feel overwhelming. Use this checklist to help you evaluate and take that next step toward getting coverage.
Do you know someone in your life who needs long-term care? Maybe they are a family member, friend or acquaintance. There are many circumstances where a health condition could result in someone not being able to care for themselves for an extended period of time. ...
Among the most heart-wrenching pictures during the first months of the pandemic were images of the impact it had on our most vulnerable populations: our elders. Birthday parties through windows, the isolation of lockdowns – many people wished they were living in ...
Underwriting, premiums, contestability period—terms like these can make insurance words seem like a foreign language.
Fortunately, a good insurance professional can help you make sense of it all. So can the definitions below. We explained them in recognition of ...
You probably know about hybrid cars. But do you know about about hybrid life insurance?
This coverage combines long-term care and life insurance into one policy. Like hybrid cars, these hybrid policies are increasingly popular. That's because they have some ...
It’s Long-Term Care Insurance Awareness Month—and for good reason. Many people don’t know exactly what this type of insurance is or what kind of benefits it provides. But don’t worry if you fall into the “I don’t know” category, because as part of our mission as a ...
Each year Life Happens and LIMRA join forces to get the latest and greatest information about what consumers are thinking when it comes to their financial concerns as well as what insurance coverages they do or don’t have—and why! And that’s just the start.
The ...
It’s Long-Term Care Insurance Awareness Month. Stop! Before you come to the rash conclusion that “It’s nursing home insurance for old people. I don’t need that!” please just spend two minutes with this video. (And know that 80% of people who need care get it in ...
Few people are prepared to handle the financial burden of long-term health care. In fact, many people have a false sense of security when it comes to long-term care. Let's separate fact from fiction:
“Medicare and my Medicare supplement policy will cover ...
So you’ve made the decision to learn more about long-term care insurance. That’s smart, as neither health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future. Plus, there’s about a 70% chance you’ll ...