The Horsleys loved running their bakery because it gave them flexibility to spend time with their two young boys. Life insurance made sure those dreams didn’t disappear when Sherri died at just 45 from breast cancer. It afforded the family time to grieve, as well as the time to find a buyer for the business so they could move closer to family.
Dore Bakouris was 27, recently married and a new mom when a brain tumor left her unable to work. Thankfully, Dore had done disability insurance and critical illness insurance at a young age given that her husband, Steven, was an insurance professional. This helped to alleviate the financial stress, replacing her income, and allowing them to move closer to family.
Kiristen Draughn was only four when she lost her dad in a tragic boating accident. Their family found themselves living paycheck to paycheck and were forced to move homes when they could no longer afford rent. Over the years, she has worked hard and hopes to becoming a doctor.
Daryel Dunaway owned a business with a friend to help people with disabilities. They arranged for the business to pass to the other if one was to die, but Daryel wanted to protect his wife, Christy, financially as well. When a series of infections took Daryel's life, Christy credits his life insurance with giving her time to grieve after his death, and then being able to move on with her life.
Most people think life insurance is there to only protect families when someone dies. But the “living benefits” of life insurance meant the world to the Sneads. When Kelley found out her Parkinson's disease was terminal, she was able to access a percentage of the death benefit.
Steven and Ngoc Anh Tang moved to America from Vietnam to provide a better life for their two children, Nancy and Jimmy, and purchased permanent life insurance to secure their future. Nogoc Anh had a stroke after a car accident, and Steven died three years later from liver cancer. Although Nancy and Jimmy are now on their own, they were able to get back on their feet because of their parent's planning.
Travis Guthman and his wife had a successful pizzeria. A texting-while-driving accident meant two years of rehab for Travis, but they didn’t lose their business thanks to his disability insurance coverage.
Palak Patel was 12 when her dad was killed pursing his American dream. He had no life insurance. "My father's death made me realize how short life can be, and how we should strive to do the most we can everyday," says Palak who was valedictorian of her class and hopes to become a pediatrician.
Miranda Rivera lost her father when she was 12 with no life insurance, and she knew nothing would be the same again. Faced with difficult times and at times had no electricity or water due to delinquent bills.