Scott Rider's healthy life changed when he was diagnosed with Parkinson’s at just 47. The cognitive and physical limitations caused by the disease meant he had to give up the profession he loved. Fortunately, he purchased disability insurance when he was just starting out and increased it as his salary grew, which enabled him and his family to maintain the lifestyle they’ve always known.
Life’s milestone moments usually require a promise—to love, cherish, guard and protect. And an important part of keeping those promises is making sure your loved ones would be OK financially if something were to happen to you. That’s why there’s life insurance. Keep your promise, and insure your love.
At 68, Linda doesn't have to work. Linda purchased several annuities, which now cover 100% of her current and anticipated monthly expenses. "What appealed to me about annuities was their security and dependability—the peace of mind of not running out of money in retirement," says Linda.
Even though Katie Miller was young, she knew to plan for her family's future with life insurance. Shortly after welcoming their second son, she passed from an aggressive cancer at age 30. "Nothing can bring Katie back, but having life insurance meant we didn't lose everything," says widowed husband Stephen.
Mike Jaap owns a successful recycling business. When a major economic crisis hit Mike used his permanent life insurance policy to stay afloat by tapping his policy's cash values to see him through that tough financial time. It kept his staff employed and saved his business.
Michael Kovacic, 32, was a fit and healthy family man. As he left to run a 10K race, he kissed his wife, Traci, and kids good-bye. As he crossed the finish line, Michael collapsed and died. The Kovacic family would never be the same. Life insurance was there for them in their time of greatest need.
Early on Jenny's priority was to save for retirement and have a family, so she purchased a permanent life insurance policy. When money was tight for her family, she used the accumulated cash value to pay to keep the policy in force. Tragically, Jenny died while giving birth to her fourth child, but the life insurance allowed her husband, Jim, to focus on the kids and not worry about money.
Jamey lost his daughter, Hope, and then two years later his wife, Robyn, when she was just 38. Life insurance didn’t take away the pain of those deaths, but it ensured he and Jordyn wouldn’t have to struggle financially as they grieved.
