Learn more about our impact in our latest annual report

About Us

Life Happens is a nonprofit organization founded in 1994 by industry leaders who recognized the need to provide more people with educational information about life insurance and related products.

As of 2024, Life Happens, The National Association of Insurance and Financial Advisors and the Society of Financial Services Professionals have come together as one organization. The expanded organization retains all three brands under the NAIFA umbrella and leverages each organization’s strengths to create a greater impact for the industry, financial service professionals and consumers.

Life Happens’ mission is to educate consumers. We don’t sell anything, and we don’t endorse any particular insurance products or companies. As a nonprofit, you can be assured that the information we provide about the importance of life insurance, disability insurance, long-term care insurance and annuities in a sound financial plan is neutral and unbiased.

We fulfill this mission in two ways:

• by sharing our educational message via our website, press coverage and social media so we can directly reach the greatest number of people possible
• by partnering with insurance companies so they can share our content and message with the financial professionals they work with and clients

Life Happens coordinates three major annual awareness campaigns, creates educational marketing and social media content, and conducts industry research to help achieve our mission. We also lead two programs that show the true power of insurance products: Real Life Stories and the Life Lessons Scholarship Program.