Paul Krzewina, a third-generation dairy farmer, wanted to keep his farm in the family. With assistance from his agent, he purchased life insurance to protect his family and growing business. When Paul was diagnosed with a brain tumor, he was able borrow against his policy’s cash values to pay his health insurance deductible and hospital expenses. After he died, the death benefit proceeds allowed his wife, Michele, and the couple’s four adult children to continue operating the farm.
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