Jason Fisher

Jason Fisher

Jason Fisher is the founder of www.bestliferates.org and is a multi-state licensed life insurance agent who helps people secure coverage nationwide. He has extensive knowledge and experience in complex cases, including estate plans, charitable gifts, and other advanced contracts.

June 10, 2019

Denied Life Insurance? Here Are Your Next 3 Steps

It’s tough to learn that the life insurance company you applied to will not be offering you coverage, especially if you were fully expecting a yes! You may fall into the “impaired risk market,” which means you have something in your background that makes you a higher risk for dying prematurely—think things like diabetes, obesity, a previous cancer diagnosis or even a history of DUIs.

While many applicants with this type of history understand they’re up against a hurdle or two, it’s not any easier to be denied life insurance coverage. But, often times, it doesn’t mean the hunt for an approval is over. There may still be options, which include applying to a more suitable company or applying for a different policy type.

Here are three actionable steps you should take if you’ve been denied life insurance.

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