Frank Medina

Frank Medina is an independent insurance agent who specializes in term and whole life insurance. His company, Frank Medina Insurance, works with a variety of life insurance carriers. He can be contacted at or via Facebook at

June 19, 2017

I Have Life Insurance Through My Employer. Why Do I Need Another Policy?

Life insurance should first and foremost fit the purpose—it should meet your needs. And the primary purpose of life insurance is to care for those left behind in the event of your death. With group life insurance, it’s often set at one or two times your annual salary, or a default amount such as $25,000 or $50,000. While this sounds like a lot of money, just think of how long that would last your loved ones. What would they do once that ran out?

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