As I walked into the hospital room where my father’s lifeless body laid, I started screaming and crying. There were so many emotions. I was angry and sad. I was angry because I prayed every day asking God to please heal my father, and I was sad because I would no longer have my Dad to talk with, to watch sports with or to see me grow up, get married and have children. I knew my father was no longer in pain, but what were my mother and I going to do without him. My parents had already incurred immeasurable debt due to my father’s medical bills for MS treatments and medication. My mom worked but she did not earn enough to manage a household independent of my father. On top of grieving there was worry and fear for all the uncertainties that came along with my father’s passing.
My mom had a small life insurance policy, however, my Dad had suffered with MS for three years prior to his death and could barely walk, and therefore he did not work, he was disabled. My parents were already behind on our mortgage and several others bills. Therefore, when we received the insurance money it only covered the funeral expenses and a few bills. My Mom was struggling to keep our house and to provide for our family, so I had to get a part-time job. My mother did the best that she could but eventually we had to move out of our house and move in with a family member.
If we had adequate life insurance, we could still be in our home, and I would not be dealing with the possibility of not attending college due to our financial hardship. You do not realize how important life insurance is until you are in a situation like ours. This situation has taught me that you always have to plan for the future and the uncertainties that come along with life.
My father’s death will not be in vain and I will accomplish the goals that him and my mother set for me. I am invested and committed to fulfilling my pursuit of higher education, and it is my prayer that I can receive your scholarship so that I can attend college and make my parents proud.