Problems and Solutions

It’s the the holiday season: A time when we reevaluate what we have accomplished over the past year and determine what we need to do next year; a time to look at the “what ifs.” Have I spent too much? Have I saved enough? What happens if I become sick or disabled? What happens if I pass away? Will my family be protected? Will my children be able to go to college?

These are just a few of the questions we need to ask ourselves, and if we don’t like the answers, it is time to take affirmative action to correct the problem. Problems and solutions. The problems I listed in the above questions all have a solution with a definitive cost. The cost can be adjusted to your cash flow and financial condition. That’s what agents and financial advisors do—work with you to help you solve these problems. These professionals can help guide you through the decision-making process, but you must take action and implement the recommended solutions.

Think about the problems. Consider the solutions. Pick up the phone and call your agent/advisor today. If you don’t have one, you can click here to find one in your area.

by Marvin H. Feldman

Marvin H. Feldman, CLU, ChFC, RFC, is president of the Feldman Financial Group in Palm Harbor, Fla., and president and CEO of Life Happens. He is a 41-year Million Dollar Round Table member and was the 2002 president. He is a 33-year member of the MDRT Top of the Table and a past Top of the Table chairman. He also is the recipient of the 2011 John Newton Russell award, the highest honor bestowed on an individual by the insurance industry.

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