Why I Wish My Father Would Have Had Life Insurance

One afternoon my parents sat my sister and me down for a family meeting that would change our lives forever. “I have bladder cancer,” my father told us.

He had previously one of his kidneys removed that was cancerous. My father never told us because he was assured it was a low-grade cancer. This time it was different. He was immediately referred to the MD Anderson Cancer Center in Houston. The doctors confirmed he had stage 4 bladder cancer. It was an incurable and inoperable cancer and his life expectancy was limited.

Brian PrescottAugust 2010 was the beginning of the end. His condition worsened, and he was admitted into the intensive care unit due to renal failure followed by a brain aneurysm and coma. At the time, I didn’t know what to think, but the worst feelings came over me. I was scared I would never be able to say good bye to my dad or tell him that I loved him.

On Nov. 19, 2010, the day before my 15th birthday, I watched my father take his last breath at 4:20 A.M.

My father’s death impacted me emotionally. He was my best friend. We were inseparable! My freshmen year of high school was one of the most difficult times in my life. His death made me realize that my life would never be the same.

All the repercussions of my dad’s death

My father’s death greatly affected our family financially. After three years of treatment, our savings were completely depleted, as he was being treated at and traveling to MD Anderson.

My father didn’t have adequate life insurance coverage. I have had to grow up quickly and work to help my mother.

My mother was faced with medical bills and major house repairs. The exterior walls of the house, chimney and duct units in the attic had holes. Rodents were in the attic and walls of the house. My mother had not worked so she could care for my father.

My father didn’t have adequate life insurance coverage. I have had to grow up quickly and work to help my mother.

Had my father had life insurance we would not be in the position we find ourselves today. His death has made my future plans to attend college even harder to achieve. With the values my parents taught me, I have worked hard to achieve high academic accomplishments and was inducted into the National Honor Society. Recently, I was accepted into Texas A&M University. I received a Life Lessons scholarship, which is helping me reach my college dreams.

Life would certainly be different if my father was still here and cancer free. However, this isn’t the case and my only hope is that I would be blessed with financial help in order to pursue my educational goal. With all I went through with my father, it has inspired me to become a doctor of radiology. With that degree I hope to help others in similar situations as my father. I am a strong and better person today as a result of all the obstacles I have overcome. I have learned how important life insurance is to a family and at the age of 18 I have purchased my first policy.


You can help students like Brian make their dream of a college education come true by donating to the nonprofit Life Lessons Scholarship fund. Donate here.

  1. Congratulations Brian on receiving the scholarship. Best wishes to you. Your story touched me as it hit home. At the age of 11 (I’m now 48), my mom was diagnosed with stage 4 breast cancer. We lived in Michigan, and she was sent to MD Anderson Cancer Center. She was sick for less than a year, and passed away 8 days before her 34 birthday – I was 12. That day changed the path of mine and my entire families lives. My heart goes out to you. I wish you the best in life and with your medical career.

  2. Brian -thank you for sharing your story. Your father would be very proud of your accomplishments and your courage to tell this story.

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