Category Archives: The Insurance Word Blog

A Wake Up Call on College Funding

A child born in 2013 that begins kindergarten in the fall of 2018 would attend college between the years of 2031 and 2035. If that child attends an average private four-year college, and if the annual price increases for private colleges experienced over the last 30 years (+5.7% per year) continues into the future, the […]

No One Wants to Think About Long-Term Care, But Here’s Why You Should

OK, it’s time to stop putting off the inevitable: thinking about who will take care of you when you can no longer take care of yourself. It’s Long-Term Care Insurance Awareness Month, making it the perfect “excuse” to explore something no one wants to think about, but that we all need to. Keep in mind […]

Understanding Life Insurance Ratings

Everyone who applies for life insurance is assessed for coverage. Insurers provide coverage and premium rates in accordance with an applicant’s risk level. To that end, insurance companies typically place applicants in categories relative to their risk which involves their health as well as lifestyle choices. Smoking, for example, as a behavior associated with health […]

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