Raymond Caucci

Raymond Caucci is senior vice president of product management, underwriting and advanced sales at Penn Mutual Life Insurance Company, ensuring that Penn Mutual’s insurance and annuity products meet the needs of policyholders. On the Penn Mutual blog, Perspectives on Life, Ray blogs about the living benefits of life insurance and annuities.

July 22, 2015

Do You Need Life Insurance When You Retire?

Once you hit 65 and retire, you don’t need life insurance, right? Not so fast! The traditional thinking about life insurance is that you only need life insurance when you have an income to protect, when you have a mortgage or when you have kids to support.

And while it’s true that having life insurance after 65 isn’t right for everyone, there are some good reasons you might want to consider it.

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May 27, 2015

5 Things You Didn’t Know Life Insurance Could Do

Permanent life insurance provides lifelong protection, as long as you pay the premiums. Because it is designed to last a lifetime, permanent life insurance generally accumulates cash value. That means there are some important living benefits to permanent life insurance, benefits you can take advantage of to fund life’s possibilities.

Here are five things you probably didn’t know you could do with permanent life insurance.

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