Amanda Austin

Amanda Austin is a freelance writer who has worked in the insurance industry. She lives in Erie, Penn., and holds the CPCU, AINS, and AIS designations.

April 29, 2019

Who Can I Name as a Beneficiary on My Life Insurance Policy?

Every life insurance policy requires you to name a beneficiary. A life insurance beneficiary is typically the person or people who gets the payout on your life insurance policy after you die; it may also be a trust, charity or your estate You can name more than one beneficiary as well as the percentage of the payout you want to go to each one—for instance, you could designate 50% to a spouse and 50% to an adult child.

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March 13, 2019

9 Reasons Not to Buy Life Insurance (And Why You Should Rethink Them)

From getting married to having a baby to starting a business, there are lots of reasons why you’d want to consider buying life insurance. But maybe something is holding you back from getting the coverage you know (or suspect) you need.

Here are nine of the biggest reasons you’ll hear for not buying life insurance—and why you shouldn’t let them hold you back from considering coverage.

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December 11, 2018

9 Reasons Why Stay-at-Home Parents Need Life Insurance

You’re probably already aware that a parent with a job outside the house most likely needs life insurance to protect their loved ones in case something were to happen. But it’s not just breadwinners who need coverage—stay-at-home parents do, too. Here are nine reasons why.

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