Many exciting elements make up life as a newlywed, especially when you’re just coming off the thrill of a wedding and honeymoon. You may be looking forward to settling into a new routine, while...
Life Happens is collaborating with actress, singer-songwriter, dancer, model, producer, author, wife and mother, Roselyn Sánchez to spotlight the significance of life insurance during Life Insurance Awareness Month (LIAM) in September.
Did you know that life insurance may be the single greatest gift you can buy for your family? I emphasize buy because, of course, nothing can replace the gifts of time and love you already give...
If your children are grown, the house is paid for and you’re about to retire (or already have!), it may seem like your time for life insurance has passed. Perhaps you feel that your savings and...
With 102 million adults living with an uninsured or underinsured need gap, there is a chance you need more life insurance coverage. Now is your opportunity to learn from financial experts and...
Many Americans don’t think about a fundamental truth when it comes to life insurance: You can’t get it when you need it. You have to plan for the future and buy it before the need is there. That said, a new report shows that the Black Community is ahead when it comes to understanding the importance of having life insurance, particularly for covering final expenses.
Many people know how term life insurance works. But they often don’t know how permanent insurance works. To refresh, term life insurance provides protection for a specific period of time. This is...
We're partnering with actress, producer, proud Puerto Rican and mother Roselyn Sánchez for Life Insurance Awareness Month to share the message that getting life insurance is an easy decision to make...
Rethink disabilities. Chances are, if you live long enough, you will most likely experience a disability in your lifetime. That’s why disability insurance is so important. It provides a portion of...
Americans can no longer make excuses for why they haven’t purchased life insurance. According to the 2021 Insurance Barometer Study, those who are uninsured appear to want more convenience in the life insurance process, citing that they haven’t been approached about it (46%), it isn’t offered through their employer (42%), and they haven’t gotten around to it (62%) as reasons they don’t have coverage.
The 2021 Insurance Barometer Study, by Life Happens and LIMRA, shows that while myths around life insurance persist, COVID-19 has shown people that they have a clear need for life insurance, with the industry making it easier than ever before to obtain coverage.
Life insurance from your employer is a valued benefit for millions of American workers. Employer life insurance is a form of group life insurance that’s offered to you and your coworkers. It’s...
The cost of long-term care insurance depends on several factors. They include: Your age. You'll typically get a better rate the younger you are. This is why insurance professionals recommend that...
There is no way to know for certain if you will need long-term care at some point in your life. But it’s quite likely considering that people are living longer than ever. The facts also point to the...
First, it’s worth reviewing a long-term insurance definition. Long-term care insurance is coverage that pays for care either in your home or in a specialized facility should you develop a health...
Long-Term Care Insurance 101Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future? If you...
Disability Insurance 101Think about it. What would happen if suddenly, due to an illness or injury, you were unable to work? The ability to earn a living is far and away most people's largest...
Over the past decade, U.S. life insurance ownership has fallen 9 percentage points to 54%, according to the 2020 Insurance Barometer Study. Researchers attribute the drop in ownership to a broad decline in employer-paid group life insurance benefits over the past 10 years.
At age 10, Hannah Schwartz, lost her mother. With no life insurance, her family was left scrambling to find a way to pay for funeral costs and everyday expenses. Hannah and her father know firsthand what not having life insurance means.
Life insurance can help your loved ones cover expenses they currently (or will someday) face if your earnings were no longer in the picture. Some of the most common immediate and everyday expenses...